Ciclade

I am looking for a dormant employee savings scheme

The type of accounts concerned are :


Employee saving scheme whose holder is alive*

Employee-savings body

for 10 years

An Account on a company savings scheme (PEE) is closed by the Employee savings body and its balance transferred to Caisse des Dépôts if the Holder has not made any Contact for 10 years.

If the company savings account you are looking for expired less than 10 years ago, it will still be held by the Employee savings body which keeps it available to you

Caisse des Dépôts

for 20 years

Caisse des Dépôts keeps the sums it receives for up to 20 years.

That means you have 20 years in which to ask Caisse des Dépôts to return these assets via Ciclade.fr

State/Overseas collectivities

after 30 years

If there has been no contact on the part of either the holder or his/her entitled parties after 30 years, the assets are transferred irreversibly to the State or the overseas collectivities.

Once this happens, it is no longer possible to ask for their Restitution

Please note: the notion of inactivity of the supplementary pension schemes offered within the Employee savings scheme is different from the inactivity of the company saving scheme (PEE). The availability of assets starts at the legal retirement age.
We recommend to consult the website www.info-retraite.fr which allows you to find, free of charge, all the contracts subscribed by a person throughout his/her life and to know if he/she is a Beneficiary of one or several employee Savings products including a supplementary pension scheme.


Employee saving scheme whose holder is deceased*

Employee savings body

for 3 years

A deceased person’s savings account (PEE) is closed and its balance transferred to Caisse des Dépôts if the entitled parties have not made any contact for 3 years.

If the company savings account expired less than 3 years ago, it will still be held by the employee savings body, which keeps it available to the entitled parties

Caisse des Dépôts

for 27 years

Caisse des Dépôts keeps the sums it receives for up to 27 years.

That means you have 27 years in which to ask Caisse des Dépôts to return these assets via Ciclade.fr

State/Overseas collectivities

 after 30 years

If there has been no contact on the part of the entitled parties after 30 years, the assets are transferred irreversibly to the State or the overseas collectivities.

Once this happens, it is no longer possible to ask for their restitution

We recommend you to consult the website www.info-retraite.fr which allows you to find, free of charge, all the employee savings schemes subscribed by a person throughout his/her life and to know if he/she is the beneficiary of one or several supplementary pension schemes.

* This information concerns the sums relating to the Eckert law excluding recovery of prior rights.